SAN DIEGO & VISTA’S TRUSTED LAWYER FOR HOMEOWNER INSURANCE CLAIMS
There are times in which a homeowners policy can afford the coverage necessary to cover a claim. Homeowners insurance is intended to cover and indemnify your property, which reimburses you for property damage, and to defend you against any claim against a third party for personal liability. This is usually different coverage than coverage for your vehicle. For instance, if your dog bites someone or someone is injured on or off your property from something that you caused; your homeowners insurance has a duty to defend you. If they send you a letter denying your claim, you may have rights of bad faith against your insurance company.
- Some instances of denied homeowner claims include:
- Fire damage
- Mold damage
- Foundation damage
- Theft
- Failure to defend an injury claim
If an insurance company fails to honor a covered claim, it can lead to serious financial losses to the policy holders. Do not let the insurance company’s bad faith or unfair practices trump you legal rights.
Contact us for a free, confidential consultation: (760) 758-8000.